The Indian stock market has evolved rapidly in the past decade, with millions of new-age investors actively participating in equities, derivatives, mutual funds, and ETFs. Among the many choices investors make, selecting the best trading apps in India has become one of the most crucial decisions. In the second sentence itself, it is important to note that finding the best stock broker in India is equally critical to ensure reliability, smooth trading experience, and transparent brokerage structures.
With the growing popularity of discount brokers and mobile-first platforms, investors are spoiled for choice when it comes to trading apps offering seamless user interfaces and low-cost transactions. However, not every app is built the same, and the difference often lies in brokerage charges, usability, customer service, and research tools.
To help investors make informed decisions, this article takes a deep dive into the best trading apps in India with low brokerage charges, their features, benefits, and factors to consider before choosing one.
Why Trading Apps Are Gaining Popularity
The shift from traditional offline trading to online and mobile-based platforms has been drastic. The primary reasons behind this transformation include:
Convenience – Investors no longer need to rely on dealers or lengthy paperwork. Trading apps provide direct market access at your fingertips.
Real-Time Access – Live market feeds, instant order execution, and portfolio tracking make apps the preferred choice.
Low Brokerage – Discount brokers have disrupted the market by offering zero or flat-fee brokerage models.
Accessibility for All – Even beginners can start trading with minimal investment through user-friendly apps.
Integration of Services – Apps now offer mutual funds, bonds, commodities, IPO applications, and more.
Factors to Consider While Choosing a Trading App
While selecting among the best trading apps in India, investors must evaluate:
Brokerage Charges: Flat vs. percentage-based models.
User Interface: Smooth navigation, charts, and real-time updates.
Research & Analytics: Access to reports, expert opinions, and market analysis.
Customer Support: Quick query resolution.
Speed & Reliability: Low downtime and fast order execution.
Extra Features: Options like SIP in ETFs, advisory, and educational resources.
Top Trading Apps in India with Low Brokerage Charges
Below is a detailed look at the leading trading apps in India that combine low costs with advanced features.
1. Zerodha Kite
Brokerage: Zero brokerage on equity delivery and ₹20 per executed order on intraday and F&O.
Features: Sleek UI, advanced charting, API support for algo trading, and integration with Coin for direct mutual fund investments.
Best For: Active traders looking for minimal brokerage and robust tools.
2. Groww
Brokerage: Flat ₹20/order for intraday trades. No commission on direct mutual funds.
Features: Simple interface, beginner-friendly design, investment in US stocks, and SIP options.
Best For: Beginners and investors diversifying into multiple asset classes.
3. Upstox Pro
Brokerage: ₹20/order or 0.05% (whichever is lower) for intraday.
Features: Advanced charts, fast order execution, integration with various research tools, and multiple asset classes.
Best For: Traders seeking advanced technology and competitive pricing.
4. Angel One App
Brokerage: Flat ₹20/order for intraday and derivatives, zero brokerage on equity delivery.
Features: Advisory support, detailed research reports, smart API-based trading tools.
Best For: Traders who need expert research and hybrid support (discount + full-service).
5. ICICI Direct Neo App
Brokerage: Zero brokerage plan for certain trades, while other categories may involve charges.
Features: Access to ICICI’s banking ecosystem, secure transactions, and full-service research.
Best For: Investors who want a blend of traditional banking and modern brokerage services.
6. 5paisa App
Brokerage: ₹10 per trade, one of the lowest in the industry.
Features: Robo-advisory, small-ticket investing, portfolio analyzer, and global investing options.
Best For: Investors focused on low-cost trading with diversified features.
7. Paytm Money App
Brokerage: ₹10 per order for intraday and F&O trades.
Features: Digital gold, NPS, IPOs, mutual funds, and easy UPI-based transactions.
Best For: Millennials and retail investors comfortable with digital ecosystems.
8. Motilal Oswal MO Investor App
Brokerage: Depends on plan, but discount models available.
Features: Advanced advisory, portfolio management, and wealth-building features.
Best For: Investors seeking in-depth research and long-term investment strategies.
9. HDFC Sky App
Brokerage: ₹20/order or free delivery under specific plans.
Features: Backed by HDFC Securities, detailed insights, secure ecosystem.
Best For: Investors who prefer reliability from established financial institutions.
10. Kotak Securities Neo App
Brokerage: Zero brokerage plans available.
Features: AI-powered trading tools, multiple product offerings, IPO and ETF access.
Best For: Traders looking for low-cost trading with diversified opportunities.
Advantages of Low Brokerage Best Trading Apps in India
Cost Savings – Lower brokerage ensures higher returns on small trades.
Scalability – Traders can execute multiple trades without worrying about heavy charges.
Increased Participation – More affordable for beginners and small investors.
Better Profit Margins – Especially beneficial in intraday and options trading.
Challenges of Low Brokerage Models
Limited Research – Some discount brokers provide fewer research reports.
Customer Support Issues – Support may not be as robust as full-service brokers.
Technology Dependence – Entirely app-based platforms may face downtime risks.
Future of Trading Apps in India
The future of trading in India is mobile-driven. With 5G connectivity, artificial intelligence, and blockchain integrations, trading apps are expected to become smarter and more personalized. Features like robo-advisory, AI-based recommendations, and multilingual platforms will dominate the next phase.
Tips for Choosing the Right Trading App
Check whether the app suits your trading style—active intraday vs. long-term investing.
Compare brokerage models with your expected trading frequency.
Test the demo version or virtual trading tools, if available.
Ensure regulatory compliance (SEBI registration).
Read reviews on app stores and financial forums.
Final Thoughts
India’s financial markets are becoming increasingly digital, and mobile apps have completely transformed the way people trade and invest. Investors now expect not only low brokerage charges but also speed, security, and educational support from their trading platforms. The competition between discount and full-service brokers has created a win-win scenario for users, who can now access world-class tools at minimal costs.
When evaluating the best trading apps in India with low brokerage charges, it is equally important to identify the best stock broker in India who offers the right balance between cost-effectiveness, advanced technology, and customer trust. Ultimately, the choice depends on an individual’s trading frequency, financial goals, and the type of assets they wish to invest in.
For anyone planning to begin their trading journey or optimize their existing investments, carefully researching these platforms will provide the foundation for long-term success. And if you are looking for a combination of affordability and user-friendliness, exploring the best trading apps is the smartest way forward.
